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26
Jurisdictions
Product data status: June 28, 2026
Rates, state availability, rider terms, and contract language must be confirmed with a licensed financial advisor or insurance professional before purchase. Guarantees are backed by the issuing insurer.
Live rate data
Current rates, riders, crediting strategies, state availability, and contract facts stay scoped to this Nationwide Life Insurance Company product.
Available only in Alabama, Arkansas, Arizona, Colorado, District of Columbia, Florida, Georgia, Hawaii, Illinois, Indiana, Kansas, Louisiana, Massachusetts, Maine, Michigan, North Carolina, North Dakota, Nebraska, New Mexico, South Dakota, Tennessee, Virginia, Vermont, Wisconsin, West Virginia, Wyoming
Live rates shown when this state is selected. This filing is state-restricted, and the current request did not return rate rows for the selected scenario.
Free Comparison Report
See how New Heights Select 12 compares for your age, state, premium, and income goals alongside other Nationwide Life Insurance Company fixed indexed annuity options.
Crediting strategies not available for this product
Current crediting strategy details were not returned for this product on this request. Confirm available strategies with the carrier or check back as data refreshes.
Accumulation-focused — no income rider
This contract is designed for tax-deferred accumulation, not guaranteed lifetime income. No GLWB rider was returned because none is part of the contract design — compare against other accumulation FIAs on cap, participation rate, and surrender terms rather than lifetime income.
In a year the index falls, New Heights Select 12 credits 0% — the floor — so your account value does not drop from market losses. Withdrawals above the penalty-free amount during the surrender period can incur a surrender charge.
Use "Compare against" in the analyzer to overlay New Heights Select 12 with a competing product on the same growth path and see a side-by-side spec row. The better fit depends on your goal — accumulation, income, or liquidity — and the comparison shows where each product leads.
Surrender schedule not available for this product
A surrender-charge schedule was not returned for this product on this request. Surrender terms often vary by state — confirm with the carrier before purchase.
Carrier documents not available for this product
Brochures, product guides, or contract disclosures were not returned for this product on this request. Request the state-specific brochure or specimen contract from the carrier before purchase.
Verification note
This page uses the current structured product data returned for the contract. For the current brochure, rate sheet, or specimen contract, confirm the state-specific version with the carrier or a licensed financial professional.
Free Comparison Report
See how New Heights Select 12 compares for your age, state, premium, and income goals alongside other Nationwide Life Insurance Company fixed indexed annuity options.