Eagle Guaranteed Flex 5
Eagle Life Insurance Company
7.75%
Best Cap
10%
Free W/D
49
States
A fixed index annuity combining principal safety with market-linked growth potential across five crediting options. Designed for retirees seeking predictable income with upside growth opportunities and flexibility for health-related emergencies.
Free Withdrawal
10%/yr
Available In
49 states
Min Premium
$5,000
Surrender
5 years
Current Rates & Strategies
| Index | Crediting | Cap | Participation | Fixed |
|---|---|---|---|---|
| Invesco Dynamic Growth Index | Annual | -- | 200% | -- |
| S&P 500 Index | Annual | 7.75% | 100% | -- |
| Fixed Account | Daily | -- | -- | 4.3% |
Key Features
Five Crediting Strategies
Flexibility to customize risk/return profileChoose from fixed-rate, annual reset, S&P 500 capped, S&P 500 performance trigger, or Invesco Dynamic Growth Index options
Principal Protection
Zero downside market risk100% of your principal is guaranteed and protected, regardless of market performance
Annual Reallocation
Adapt strategy as circumstances changeShift your allocation between crediting strategies each contract anniversary without surrender charges
Enhanced Benefit Rider (Included)
Peace of mind for health emergenciesAccess up to 100% of contract value penalty-free after year one for terminal illness or 90+ days of qualified nursing care
Performance Trigger Strategy
Income in all market conditionsEarn a guaranteed set rate when the index is flat or positive; principal protected if market declines
Par Rate for Term Strategy
Predictable credited rate regardless of market shiftsLock in your participation rate for the entire five-year surrender charge period
Annual Free Withdrawal
Liquidity for planned needsWithdraw up to 10% of contract value annually without surrender charges
Highlights
Choose from five flexible crediting strategies to match your risk tolerance and income goals
Full principal protection—your money is guaranteed safe even if markets decline
Included Enhanced Benefit Rider provides free access to 100% of contract value for terminal illness or qualified nursing care after year one
Annual reallocation ability lets you adjust your strategy each year without penalties
Performance trigger strategy earns guaranteed returns even in flat or low-growth years
Surrender Schedule
Yr 1
8%
Yr 2
8%
Yr 3
7%
Yr 4
6%
Yr 5
5%
After
0%
Best For
Retirees and near-retirees seeking principal protection with growth potential, who want flexibility to adjust strategies annually and may need emergency access for health-related events.
Consider Alternatives If
Not available in California; may not suit investors seeking unlimited liquidity without surrender charges or those requiring immediate access to large portions of capital.
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