Power Select AICO vs Allianz 222

Side-by-side comparison with live CANNEX rate data

Corebridge Financial

Power Select AICO

Protected growth + guaranteed lifetime income

Cap Rate

8.5%

Participation

135%

Fixed Rate

2.05%

Free W/D

10%

A.M. BestA
FitchA+
Moody'sA2
Standard & Poor'sA+

Strategies (7)

Dimensional US Foundations Index135% part
Invesco New Economy Index33% part
ML Strategic Balanced Index80% part
Nasdaq-100 Index8.5% cap
PIMCO Global Optima Index45% part

Surrender (5 yrs)

Y1 8%Y2 7%Y3 6%Y4 5%Y5 4%

Waivers

Nursing home waiverRMD waiverTerminal illness waiver
States49
Min Premium$25,000
Issue Age18–85

Best For

Retirees or pre-retirees who want to grow retirement savings with market upside while protecting against market losses, and who value guaranteed lifetime income.

Allianz Life Insurance Company of North America

Allianz 222

Fixed index annuity with bonuses and guaranteed lifetime income potential

Cap Rate

4.5%

Participation

100%

Fixed Rate

2.8%

Free W/D

10%

A.M. BestA+
Moody'sAa3
Standard & Poor'sAA

Strategies (9)

BlackRock iBLD Claria II Excess Return Index100% part
Bloomberg US Dynamic Balance II ER Index85% part
PIMCO Tactical Balanced ER Index105% part
S&P 500 Futures Daily Risk Control 5% Index Excess Return145% part
S&P 500 Index4.5% cap

Surrender (10 yrs)

Y1 10%Y2 10%Y3 10%Y4 8.75%Y5 7.5%Y6 6.25%Y7 5%Y8 3.75%Y9 2.5%Y10 1.25%

Waivers

Nursing home waiver
States1
Min Premium$20,000
Issue Age0–80

Best For

Retirement savers who want principal protection with growth potential and guaranteed lifetime income, especially those not needing immediate income.

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