Annuity rate data updated daily
Rate data refreshes daily from AdvisorWorld and CANNEX carrier feeds. View current rates
DB-backed product comparison
Compare current product data, carrier backing, rates, liquidity, surrender terms, and rider mechanics. This page is part of the product-level evidence behind AnnuityRatesHQ annuity rates.
Multi-Year Guaranteed Annuity
CL Life and Annuity Insurance Company
Rate
7.5%
A.M. Best
B++
Free withdrawal
10%
Surrender period
6 yrs
Multi-Year Guaranteed Annuity
S.USA Life Insurance Company Inc.
Rate
5.05%
A.M. Best
A-
Free withdrawal
10%
Surrender period
7 yrs
How to read this comparison
These pages support the main annuity rates experience by showing why two products are not interchangeable. Rates matter, but surrender terms, liquidity, rider mechanics, state availability, and carrier strength decide whether a product actually fits.
Guaranteed rate and term are the first screen, but premium bands and surrender design still matter.
Free-withdrawal and surrender terms are visible because liquidity can be worth as much as a small rate difference.
Guarantees are backed by the issuing insurer, so carrier ratings and product availability belong next to the rate table.
Then go back to the main rate pages to see the broader market, or run the whole-income comparison when income guarantees are the question.
Use the public comparison freely. A personalized report is optional when you want projections based on your age, state, premium, and goals.
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