Annuity Rates

Annuity rates are influenced by age, gender, health, annuity type, interest rates, and more. Understanding these factors is key for informed decision-making.

GARs: Fixed income, no market impact. NGARs: Variable rates based on investments. Factors: interest rates, life expectancy, market performance, expenses. Consider risk tolerance, diversification, inflation protection, and insurer's financial strength when choosing.

Tips for best annuity rates: shop around, work with advisor, understand annuity types, time purchase strategically, assess personal factors.

Variable annuities: Understand rates, factors (investment performance, fees), and alternatives (mutual funds, ETFs). Consult a financial advisor.

Find best immediate and deferred annuity rates by comparing companies, assessing fees, monitoring interest rates, and checking financial ratings. Consult a financial professional for personalized guidance.