What is the minimum guaranteed surrender value for NexAnnuity – Nexx MYGA (3-, 5-, 7- and 10-year terms)?

Nex MYGA is a Single Premium Deferred Annuity (SPDA) that credits a fixed guaranteed rate for the full duration of the selected guarantee period (3, 5, 7, or 10 years). Interest grows tax-deferred, and withdrawals/surrenders during the guarantee period may be impacted by a Market Value Adjustment (MVA) and withdrawal charges unless a waiver applies through an elected rider. The product includes rider options such as a 10% Free Partial Withdrawal rider, a Death Benefit feature rider, and a Nursing Home waiver rider, each available only if elected and subject to the rider terms.

What is the minimum premium amount for NexAnnuity – Nexx MYGA (3-, 5-, 7- and 10-year terms)?

The minimum premium amount is $10,000.

What is the maximum issue age for NexAnnuity – Nexx MYGA (3-, 5-, 7- and 10-year terms)?

The maximum issue age is 85 years.

What is the current interest rate for NexAnnuity – Nexx MYGA (3-, 5-, 7- and 10-year terms)?

The current interest rate is 5.25%.

What is the surrender charge schedule for NexAnnuity – Nexx MYGA (3-, 5-, 7- and 10-year terms)?

• Nursing Home Rider – Waiver of Withdrawal Charge (15 bps) • 10% Free Partial Withdrawal Rider (15 bps) – available after first year • Death Benefit Feature Rider (30 bps)

What are the best rates available for NexAnnuity – Nexx MYGA (3-, 5-, 7- and 10-year terms)?

The best available rate is 5.25% for a 5 year term.

NexAnnuity

NexAnnuity – Nexx MYGA (3-, 5-, 7- and 10-year terms)

About this product

The Nex MYGA is a single-premium Multi-Year Guaranteed Annuity (MYGA) issued by The Ohio State Life Insurance Company that provides fixed, tax-deferred interest growth and principal protection across 3-, 5-, 7-, and 10-year guarantee periods. It offers predictable accumulation through declared guaranteed rates, with optional riders available for additional liquidity and benefit features.

Available Rates

Rates are based on current simulation settings with premium amount $100,000.00

3 Years	5.25%
5 Years	5.25%
7 Years	5.00%
10 Years	5.00%

Available Guarantee Periods

Rates are based on current simulation settings with premium amount $100,000.00

$10,000.00 - $1,000,000.00

5.25%

Features
Maximum Issue Age	85 years

Lifetime Income Details

Payout Options

Annuitization

Lump Sum Withdrawal

Additional Options

Actual payout options may vary by insurance carrier and specific products. Common alternatives include:

Life Income Only: Payments for the rest of your life, stopping upon death
Period Certain: Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
Life with Period Certain: Lifetime payments with a minimum guaranteed period
Joint Life: Payments continue for both you and your spouse's lifetimes
Systematic Withdrawal: Regular withdrawals of a specified amount or percentage