We believe everyone deserves access to secure retirement income.We believe everyone deserves access to secure retirement income.
That's why we built a free MYGA comparison tool — to help you find the best guaranteed rate for your future.
Start From Here!Click on a product to see the details.
Total Products0
4.4%2 year(s)
4.95%2 year(s)
3.05%3 year(s)
3.8%3 year(s)
3.85%3 year(s)
3.4%3 year(s)
3.45%3 year(s)
4.8%3 year(s)
4.45%3 year(s)
3.5%3 year(s)
Selected Products0
Available Guarantee Periods
Rates are based on current simulation settings with premium amount $100,000.00
| $25,000.00 - $99,999.00 | 4.4% |
| $100,000.00 - $1,000,000.00 | 4.55% |
| Features | |
| Maximum Issue Age | 90 years |
Available Rates
Rates are based on current simulation settings with premium amount $100,000.00
| 2 Years | 4.55% |
| 3 Years | 4.85% |
| 5 Years | 5.20% |
| 7 Years | 5.20% |
Lifetime Income Details
Payout Options
Income Calculation
- Total Growth at Payout Age
- $0.00
- Current Age
- 45
- Payout Age
- 65
- Expected Lifetime (years)
- 35
- Payout Option
- Annuitization
- Annual Lifetime Income
- $0.00
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
- Life Income Only: Payments for the rest of your life, stopping upon death
- Period Certain: Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
- Life with Period Certain: Lifetime payments with a minimum guaranteed period
- Joint Life: Payments continue for both you and your spouse's lifetimes
- Systematic Withdrawal: Regular withdrawals of a specified amount or percentage
About this product
The Aspida WealthLock Multi-Year Guaranteed Annuity (MYGA) is designed for conservative investors seeking a stable, tax-deferred, guaranteed return over a set period. In addition to fixed-rate guarantees, it offers nursing home and terminal illness benefits, allowing for flexible withdrawals in case of unexpected healthcare expenses.