Financial Ratings
About GCU
GCU (Greek Catholic Union) is a not-for-profit fraternal benefit society that offers a range of financial products including life insurance, fixed indexed annuities, and MYGAs (Multi-Year Guaranteed Annuities). These products provide secure, tax-deferred growth and flexible income options tailored for retirement planning. GCU’s MyGCA platform allows members to easily manage policies and annuity contracts online. Beyond financial services, GCU emphasizes community and faith, offering member benefits such as scholarships, student loan assistance, volunteer opportunities, and grants for charitable projects—all while maintaining strong financial stability and an A- rating from AM Best.
Financial Ratings
Live from CANNEXRating Agency
A.M. Best
Rating
A-
Description
Excellent
Effective
October 4, 2022
Rating Analysis
As of October 2023, GCU holds an A- (Excellent) rating from AM Best, though the outlook was revised to negative due to a decrease in risk-adjusted capitalization.
GCU Products
Fixed Indexed Annuities
Explore GCU fixed indexed annuity products with current rates and features.
View Products→Multi-Year Guaranteed Annuities
Compare GCU MYGA products with guaranteed rates and terms.
View Products→Immediate Annuities (SPIA)
View GCU single premium immediate annuity options.
View Products→Deferred Income Annuities (DIA)
Explore GCU deferred income and QLAC products.
View Products→Free Comparison Report
Get GCU's rate comparison report
See how GCU's rates, ratings, and product features compare to other carriers — free PDF report.
GCU Discussions
DIAs vs SPIAs: Why Waiting 2 Years Could Boost Your Payout by 1.5-2%
Athene Aviator FIA: Does 'Simplified' Mean Lower Returns?
Ohio National's New Rider vs Market Leaders: Cap Rate Reality Check
Value Protection vs. Higher Payouts: The Trade-Off Most Retirees Miss
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