5.75%
1-yr guarantee
10%
Free W/D
31
States
Product analyzer
Run live numbers for Flex 8
Current guaranteed rates, terms, state availability, surrender details, and contract facts stay scoped to this GCU product.
Free withdrawal
10%/yr
Availability
31 states
Surrender period
8 years
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See how Flex 8 compares for your age, state, premium, and income goals alongside other GCU MYGA options.
Guaranteed Rates by Term
| Term | Guaranteed Rate |
|---|---|
| 1-Year | 5.75% |
Key Features
Free withdrawal
10%/yrAnnual amount that may be available without surrender charges, subject to contract terms.
Surrender waivers
2Nursing home waiver, Terminal illness waiver
Death benefit
Standard Death BenefitBeneficiary value depends on contract terms, withdrawals, and rider elections.
Annuitization options
Single lifeContract conversion options should be confirmed before purchase.
Fund types
Non-qualified, QualifiedAvailability can vary by state and product terms.
Surrender Schedule
Yr 1
9%
Yr 2
8%
Yr 3
7%
Yr 4
6%
Yr 5
5%
Yr 6
4%
Yr 7
3%
Yr 8
2%
After
0%
Nursing home waiver, Terminal illness waiver, Surrender waivers
Carrier Ratings
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See how Flex 8 compares for your age, state, premium, and income goals alongside other GCU MYGA options.