Multi-Year Guaranteed Annuity
Flex 5 Advantage
GCU
5.15%
1-yr guarantee
20%
Free W/D
31
States
Free withdrawal
20%/yr
Availability
31 states
Surrender period
5 years
Guaranteed Rates by Term
| Term | Guaranteed Rate |
|---|---|
| 1-Year | 5.15% |
Key Features
Free withdrawal
10%/yrAnnual amount that may be available without surrender charges, subject to contract terms.
Surrender waivers
2Nursing home waiver, Terminal illness waiver
Death benefit
Standard Death BenefitBeneficiary value depends on contract terms, withdrawals, and rider elections.
Annuitization options
Single lifeContract conversion options should be confirmed before purchase.
Fund types
Non-qualified, QualifiedAvailability can vary by state and product terms.
Surrender Schedule
Yr 1
9%
Yr 2
7%
Yr 3
5%
Yr 4
3%
Yr 5
1%
After
0%
Nursing home waiver, Terminal illness waiver, Surrender waivers
Carrier Ratings
AM BestA-
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