Equitable Guaranteed Growth Strategies
About this product
Equitable’s Guaranteed Growth Strategies℠ is a multi-year fixed annuity designed to provide protection and predictable growth for your retirement savings. With guaranteed interest rates over terms of 3, 5, or 7 years, it helps ensure that your investment grows steadily regardless of market conditions. As a single premium deferred fixed annuity, it allows tax-deferred accumulation, with income payments beginning at a future date of your choice, up to the contract’s maturity. It is ideal for those nearing or in retirement, who prioritize safety and consistency in returns
Available Rates
Rates are based on current simulation settings with premium amount $100,000.00
| 3 Years | 4.80% |
| 5 Years | 5.00% |
| 7 Years | 5.10% |
Available Guarantee Periods
Rates are based on current simulation settings with premium amount $100,000.00
| $25,000.00 - $99,999.00 | 4.55% |
| $100,000.00 - $1,000,000.00 | 4.8% |
| Features | |
| Maximum Issue Age | 85 years |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
- Life Income Only: Payments for the rest of your life, stopping upon death
- Period Certain: Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
- Life with Period Certain: Lifetime payments with a minimum guaranteed period
- Joint Life: Payments continue for both you and your spouse's lifetimes
- Systematic Withdrawal: Regular withdrawals of a specified amount or percentage