Eagle Guarantee Focus Series
Eagle Life Insurance Company
10%
Free W/D
50
States
Eagle Guarantee Focus is a fixed annuity that protects your principal while earning guaranteed interest over a 3-, 5-, or 7-year contract period. It's designed for people who want stable, predictable retirement savings without market risk.
Free Withdrawal
10%/yr
Available In
50 states
Min Premium
$10,000
Surrender
7 years
Key Features
Principal Protection
100% protected from market lossYour initial investment and growth are guaranteed; market losses cannot affect your account value
Guaranteed Interest Rate
Fixed for 3, 5, or 7 yearsYour contract earns a fixed interest rate that does not change for the entire surrender charge period
Tax-Deferred Growth
Faster growth over timeInterest earnings are not taxed annually, allowing compound growth until withdrawal
Free Withdrawals
10% annual free withdrawalAfter the first year, withdraw up to 10% of your contract value annually without penalty
Enhanced Benefit Rider
Full liquidity in qualifying life eventsAccess up to 100% of contract value if diagnosed with terminal illness or requiring extended nursing care
Beneficiary Protection
Direct transfer to heirsUpon death, beneficiaries receive the full contract value or minimum guaranteed surrender value (whichever is greater) without surrender charges and bypassing probate
Highlights
Your principal is protected from market losses with guaranteed fixed interest rates
Tax-deferred growth allows your money to compound faster until you withdraw it
Flexible access to funds with 10% annual free withdrawals plus enhanced benefits for life events
Surrender Schedule
Yr 1
8%
Yr 2
8%
Yr 3
7%
Yr 4
6%
Yr 5
5%
Yr 6
4%
Yr 7
3%
After
0%
Nursing home waiver, Terminal illness waiver
Best For
People approaching or in retirement who prioritize capital preservation, stable growth, and predictable income over market growth potential.
Consider Alternatives If
Investors with a long time horizon who can tolerate market volatility and seek higher growth potential should consider market-based investments instead.
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