What is the minimum guaranteed surrender value for Corebridge Pathway Choice Focus NY?

Withdrawals above the penalty-free amount are subject to a declining withdrawal charge schedule for 3 years (7%, 6%, 5%), 4 years (7%, 6%, 5%, 4%), 5 years (7%, 6%, 5%, 4%, 3%) and 7 years (7%, 6%, 5%, 4%, 3%, 2%, 1%) depending on the selected term. Withdrawals taken prior to age 59½ are generally subject to a 10% federal early withdrawal tax penalty in addition to ordinary income tax. Partial withdrawals may reduce benefits and contract value. With respect to each interest guarantee term, the interest rate credited will never be less than the Minimum Guaranteed Interest Rate

What is the minimum premium amount for Corebridge Pathway Choice Focus NY?

The minimum premium amount is $25,000.

What is the maximum issue age for Corebridge Pathway Choice Focus NY?

The maximum issue age is 90 years.

What is the current interest rate for Corebridge Pathway Choice Focus NY?

The current interest rate is 3.45%.

What is the surrender charge schedule for Corebridge Pathway Choice Focus NY?

The Corebridge Pathway Choice Multi-Year Guaranteed Annuity (MYGA) allows up to 10% of the contract value to be withdrawn free of charge each year. Should your needs change unexpectedly, and you need to take an excess withdrawal (a withdrawal that is above the free withdrawal amount available in a given contract year), you may be entitled to access additional monies, although certain charges and penalties may apply. Any amount withdrawn in excess of the remaining free withdrawal amount is subject to a Surrender Charge.

What are the best rates available for Corebridge Pathway Choice Focus NY?

The best available rate is 4.50% for a 7 year term.

Corebridge Financial

Corebridge Pathway Choice Focus NY

About this product

The Corebridge Pathway Choice FOCUS NY annuity is a long-term retirement product designed to provide guaranteed income payments in exchange for a single premium. It offers tax-deferred growth, guaranteed interest earnings, and protection from market volatility, as the funds are not invested in the stock market. Clients may choose from multiple interest rate guarantee periods—three, four, five, or seven years—with a guaranteed minimum interest rate declared annually after the initial term ends.

Available Rates

Rates are based on current simulation settings with premium amount $100,000.00

3 Years	4.25%
4 Years	4.30%
5 Years	4.50%
7 Years	4.50%

Available Guarantee Periods

Rates are based on current simulation settings with premium amount $100,000.00

$25,000.00 - $99,999.00	3.45%
$100,000.00 - $249,999.00	4.25%
$25,000.00 - $1,000,000.00	4.3%

Features
Maximum Issue Age	90 years

Lifetime Income Details

Payout Options

Annuitization

Lump Sum Withdrawal

Income Calculation

Total Growth at Payout Age: $0.00
Current Age: 45
Payout Age: 65
Expected Lifetime (years): 35
Payout Option: Annuitization
Annual Lifetime Income: $0.00

Additional Options

Actual payout options may vary by insurance carrier and specific products. Common alternatives include:

Life Income Only: Payments for the rest of your life, stopping upon death
Period Certain: Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
Life with Period Certain: Lifetime payments with a minimum guaranteed period
Joint Life: Payments continue for both you and your spouse's lifetimes
Systematic Withdrawal: Regular withdrawals of a specified amount or percentage