Annuity Blog

Stay updated with the latest trends, expert opinions, and real-world insights on annuities and retirement planning.

Red Flags to Watch for When Purchasing an Annuity

Reviewed by
Chase Ross
5 min read
Learn key warning signs to avoid when purchasing an annuity and protect your retirement savings from costly mistakes.
Reviewed by
Chase Ross
5 min read
Jul 20, 2025
Created Jul 20, 2025

Understanding Your Annuity Contract: A Buyer’s Guide to What Matters Most

Reviewed by
Chase Ross
5 min read
Learn how to evaluate annuity contracts, fees, income options, and risks to make smart financial choices aligned with your retirement goals.
Reviewed by
Chase Ross
5 min read
Jul 19, 2025
Created Jul 19, 2025

Is the 4% Rule Still a Safe Bet for Retirement in 2026?

Reviewed by
Nikhil Bhauwala
5 min read
Explore whether the classic 4% rule still works in 2026 or if flexible retirement strategies are now the smarter path.
Reviewed by
Nikhil Bhauwala
5 min read
Jul 7, 2025
Created Jul 7, 2025

The Psychology of Underspending in Retirement: Why Annuities Can Boost Confidence

Reviewed by
Nikhil Bhauwala
5 min read
Fear keeps many retirees from spending. Learn how annuities create guaranteed income and the confidence to enjoy retirement without worry.
Reviewed by
Nikhil Bhauwala
5 min read
Jul 6, 2025
Created Jul 6, 2025

The Best Online Resources to Learn More About Annuities

Reviewed by
Chase Ross
5 min read
Compare the top websites for annuity education, tools, reviews, and expert insights to make smart retirement planning choices.
Reviewed by
Chase Ross
5 min read
Jun 16, 2025
Created Jun 16, 2025

Do I Need an Annuity If I Already Have a Pension?

Reviewed by
Chase Ross
5 min read
Explore whether an annuity is necessary if you already have a pension and how both can shape a secure retirement.
Reviewed by
Chase Ross
5 min read
May 29, 2025
Created May 29, 2025

Understanding Market Value Adjustments (MVAs)

Reviewed by
Chase Ross
5 min read
Explore how MVAs impact annuity surrender values, interest rate risks, and early withdrawal outcomes.
Reviewed by
Chase Ross
5 min read
May 20, 2025
Created May 20, 2025

The Difference Between an Annuity Statement and Prospectus

Reviewed by
Chase Ross
5 min read
Learn the key differences between annuity statements and prospectuses to make informed retirement and investment decisions.
Reviewed by
Chase Ross
5 min read
May 19, 2025
Created May 18, 2025

How to Read and Understand an Annuity Prospectus

Reviewed by
Chase Ross
5 min read
Learn how to read a variable annuity prospectus, understand key sections, fees, risks, and payout options before making investment decisions.
Reviewed by
Chase Ross
5 min read
May 17, 2025
Created May 15, 2025

How to Read and Understand an Annuity Statement

Reviewed by
Chase Ross
5 min read
Learn to interpret your annuity statement clearly—understand fees, values, and performance for smarter retirement planning.
Reviewed by
Chase Ross
5 min read
May 14, 2025
Created May 13, 2025
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DISCLAIMER:The content provided on this website is for educational purposes only and should not be construed as a recommendation to purchase an annuity. It is important to consult with a qualified financial planner, advisor, tax professional, and legal advisor to determine if an annuity is appropriate for your individual circumstances. The annuity reviews and information available on this website may not always reflect the most current data and may not be relevant to your state of residence. Availability and terms of annuity products can vary by state. The logos, materials, names, and brochures used in our reviews belong to their respective owners and are not affiliated with AnnuityRatesHQ.com. For the most up-to-date information and brochures, please contact us directly. When you reach out, you may be connected with a licensed insurance agent in your state who can provide more information and possibly offer an annuity for sale. Please be aware that annuities are not issued by the U.S. Government, are not backed by government guarantees, and are not insured by the FDIC. All guarantees associated with annuities rely on the financial strength and claims-paying ability of the issuing insurance company.

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