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Annuity Blog

Understanding Your Annuity Contract: A Buyer’s Guide to What Matters Most

Senior Writer·Chase Ross

Learn how to evaluate annuity contracts, fees, income options, and risks to make smart financial choices aligned with your retirement goals.

UpdatedJul 19, 2025
PublishedJul 19, 20256 min read

Is the 4% Rule Still a Safe Bet for Retirement in 2025?

CFA, Lead Writer·Nikhil Bhauwala

Explore whether the classic 4% rule still works in 2025 or if flexible retirement strategies are now the smarter path.

UpdatedJul 8, 2025
PublishedJul 7, 20256 min read

The Psychology of Underspending in Retirement: Why Annuities Can Boost Confidence

CFA, Lead Writer·Nikhil Bhauwala

Fear keeps many retirees from spending. Learn how annuities create guaranteed income and the confidence to enjoy retirement without worry.

UpdatedJul 6, 2025
PublishedJul 6, 20255 min read

The Best Online Resources to Learn More About Annuities

Senior Writer·Chase Ross

Compare the top websites for annuity education, tools, reviews, and expert insights to make smart retirement planning choices.

UpdatedJun 16, 2025
PublishedJun 16, 20256 min read

Do I Need an Annuity If I Already Have a Pension?

Senior Writer·Chase Ross

Explore whether an annuity is necessary if you already have a pension and how both can shape a secure retirement.

UpdatedMay 29, 2025
PublishedMay 29, 20255 min read

Understanding Market Value Adjustments (MVAs)

Senior Writer·Chase Ross

Explore how MVAs impact annuity surrender values, interest rate risks, and early withdrawal outcomes.

UpdatedMay 20, 2025
PublishedMay 20, 20252 min read
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DISCLAIMER:The content provided on this website is for educational purposes only and should not be construed as a recommendation to purchase an annuity. It is important to consult with a qualified financial planner, advisor, tax professional, and legal advisor to determine if an annuity is appropriate for your individual circumstances. The annuity reviews and information available on this website may not always reflect the most current data and may not be relevant to your state of residence. Availability and terms of annuity products can vary by state. The logos, materials, names, and brochures used in our reviews belong to their respective owners and are not affiliated with AnnuityRatesHQ.com. For the most up-to-date information and brochures, please contact us directly. When you reach out, you may be connected with a licensed insurance agent in your state who can provide more information and possibly offer an annuity for sale. Please be aware that annuities are not issued by the U.S. Government, are not backed by government guarantees, and are not insured by the FDIC. All guarantees associated with annuities rely on the financial strength and claims-paying ability of the issuing insurance company.

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