Upstream Life Secure Legacy NV
About this product
The Secure Legacy NV is a non-variable Multi-Year Guaranteed Annuity (MYGA) designed for clients seeking guaranteed fixed growth with the added feature of a Market Value Adjustment (MVA). Like the standard Secure Legacy, it is a single-premium annuity that provides guaranteed fixed interest rates for selected multi-year terms, with tax-deferred accumulation and protection against market volatility. The NV version is particularly structured for clients who may hold funds to term and want slightly higher crediting rates compared to standard fixed annuities.
Available Rates
Rates are based on current simulation settings with premium amount $100,000.00
| 2 Years | 5.40% |
| 3 Years | 6.00% |
| 4 Years | 6.00% |
| 5 Years | 6.00% |
| 6 Years | 5.55% |
| 7 Years | 5.40% |
| 10 Years | 5.40% |
| 15 Years | 4.90% |
Available Guarantee Periods
Rates are based on current simulation settings with premium amount $100,000.00
| $10,000.00 - $1,000,000.00 | 5.4% |
| Features | |
| Maximum Issue Age | 80 years |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
- Life Income Only: Payments for the rest of your life, stopping upon death
- Period Certain: Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
- Life with Period Certain: Lifetime payments with a minimum guaranteed period
- Joint Life: Payments continue for both you and your spouse's lifetimes
- Systematic Withdrawal: Regular withdrawals of a specified amount or percentage