Upstream Life
Upstream Life Secure Legacy 81+ NV
About this product
The Secure Legacy 81+ NV is the non-variable, Market Value Adjustment (MVA) version of Upstream Life’s MYGA specifically for issue ages 81 and above. It provides guaranteed fixed interest, tax-deferred accumulation, and principal protection, while incorporating an MVA feature that adjusts surrender values if withdrawals are taken before the end of the guarantee term. Like the standard 81+, it requires the Death Benefit Rider to protect beneficiaries.
Available Rates
Rates are based on current simulation settings with premium amount $100,000.00
| 2 Years | 5.40% |
| 3 Years | 6.00% |
| 4 Years | 6.00% |
| 5 Years | 6.00% |
| 6 Years | 5.55% |
| 7 Years | 5.40% |
| 10 Years | 5.40% |
| 15 Years | 4.90% |
Available Guarantee Periods
Rates are based on current simulation settings with premium amount $100,000.00
| $10,000.00 - $1,000,000.00 | 5.4% |
| Features | |
| Maximum Issue Age | 80 years |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
- Life Income Only: Payments for the rest of your life, stopping upon death
- Period Certain: Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
- Life with Period Certain: Lifetime payments with a minimum guaranteed period
- Joint Life: Payments continue for both you and your spouse's lifetimes
- Systematic Withdrawal: Regular withdrawals of a specified amount or percentage