Upstream Life
Upstream Life Secure Legacy 81+
About this product
The Secure Legacy 81+ is a version of Upstream Life’s Multi-Year Guaranteed Annuity (MYGA) tailored for senior clients aged 81 and older. It provides guaranteed fixed interest, tax-deferred growth, and principal protection. The product mirrors the structure of the standard Secure Legacy but requires the Death Benefit Rider to ensure full protection for beneficiaries. Interest is compounded daily and credited annually, with contract terms available from 2 to 15 years.
Available Rates
Rates are based on current simulation settings with premium amount $100,000.00
| 2 Years | 5.40% |
| 3 Years | 6.00% |
| 4 Years | 6.00% |
| 5 Years | 6.00% |
| 6 Years | 5.55% |
| 7 Years | 5.40% |
| 10 Years | 5.40% |
| 15 Years | 4.90% |
Available Guarantee Periods
Rates are based on current simulation settings with premium amount $100,000.00
| $10,000.00 - $1,000,000.00 | 5.4% |
| Features | |
| Maximum Issue Age | 80 years |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
- Life Income Only: Payments for the rest of your life, stopping upon death
- Period Certain: Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
- Life with Period Certain: Lifetime payments with a minimum guaranteed period
- Joint Life: Payments continue for both you and your spouse's lifetimes
- Systematic Withdrawal: Regular withdrawals of a specified amount or percentage