Upstream Life
Upstream Life Secure Legacy
About this product
The Secure Legacy is a single-premium Multi-Year Guaranteed Annuity (MYGA) designed to provide clients with steady growth, tax-deferred accumulation, and guaranteed rates. It is positioned as a safe and predictable alternative to CDs or bonds, offering contract terms ranging from 2 to 15 years. The annuity is issued by Upstream Life Insurance Company and allows policyholders to choose a fixed guarantee period that matches their planning needs.
Available Rates
Rates are based on current simulation settings with premium amount $100,000.00
| 2 Years | 5.40% |
| 3 Years | 6.00% |
| 4 Years | 6.00% |
| 5 Years | 6.00% |
| 6 Years | 5.55% |
| 7 Years | 5.40% |
| 10 Years | 5.40% |
| 15 Years | 4.90% |
Available Guarantee Periods
Rates are based on current simulation settings with premium amount $100,000.00
| $10,000.00 - $1,000,000.00 | 5.4% |
| Features | |
| Maximum Issue Age | 80 years |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
- Life Income Only: Payments for the rest of your life, stopping upon death
- Period Certain: Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
- Life with Period Certain: Lifetime payments with a minimum guaranteed period
- Joint Life: Payments continue for both you and your spouse's lifetimes
- Systematic Withdrawal: Regular withdrawals of a specified amount or percentage