TruStage
TruStage MaxProtect Annuity (MVA)
About this product
The TruStage™ MaxProtect Fixed Annuity (MVA version) provides a guaranteed fixed interest rate for a multi-year term (3, 5, or 7 years) with the added flexibility of a market value adjustment, offering protection from market fluctuations while ensuring predictable growth. It is issued by CMFG Life Insurance Company, delivers tax‑deferred accumulation, and transitions into one‑year guarantee periods with annually declared renewal rates after the initial term.
Available Rates
Rates are based on current simulation settings with premium amount $100,000.00
| 3 Years | 4.50% |
| 5 Years | 4.85% |
| 7 Years | 5.15% |
Available Guarantee Periods
Rates are based on current simulation settings with premium amount $100,000.00
| $10,000.00 - $99,999.00 | 4.2% |
| $100,000.00 - $1,000,000.00 | 4.5% |
| Features | |
| Maximum Issue Age | 85 years |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
- Life Income Only: Payments for the rest of your life, stopping upon death
- Period Certain: Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
- Life with Period Certain: Lifetime payments with a minimum guaranteed period
- Joint Life: Payments continue for both you and your spouse's lifetimes
- Systematic Withdrawal: Regular withdrawals of a specified amount or percentage