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Active Product: Securian Financial – SecureOption® Choice (3-, 5-, 7-, 9-Year Terms)
Securian Financial – SecureOption® Choice (3-, 5-, 7-, 9-Year Terms)
About this product
The Securian Financial SecureOption® Choice is a single-premium Multi-Year Guaranteed Annuity (MYGA) that provides fixed, tax-deferred interest growth for an initial 3-, 5-, 7-, or 9-year guarantee period, with rate banding based on premium size. It is designed for conservative accumulation, offering predictable growth and principal protection, while also including a Market Value Adjustment (MVA) that may increase or decrease values on excess withdrawals during the surrender-charge period.
Important Disclaimer
The results displayed here are for simulation purposes only and do not represent financial advice or real-world values. Please consult a qualified financial professional before making any investment decisions.
Available Rates
| 3 Years | 5.00% |
| 5 Years | 5.25% |
| 7 Years | 5.30% |
| 9 Years | 5.35% |
Available Guarantee Periods
Rates based on investment amount $100,000.00
| $10,000.00 - $1,000,000.00 | 5.00% |
Features
| Maximum Issue Age | 90 years |
Growth Projection
How your money grows
Based on your issue age (55) and target payout age (64), the following guarantee period will be applied:
| Guarantee Period | 9 years |
| Rate | 5.35% |
| Age | 55 - 64 |
Summary
| Total years to payout | 30 |
| Total guarantee periods applied | 4 |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
Life Income Only
Payments for the rest of your life, stopping upon death
Period Certain
Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
Life with Period Certain
Lifetime payments with a minimum guaranteed period
Joint Life
Payments continue for both you and your spouse's lifetimes
Systematic Withdrawal
Regular withdrawals of a specified amount or percentage