What is the minimum guaranteed surrender value for Revol One Financial - The Excelera Plus?

The Excelera Plus MYGIA is comprised of the base Excelera MYGA (ICC23-RO-MYGA) with the MYGIA Rider (RO-MYGIA) attached. The Rider modifies the calculation of the Accumulation Value by potentially reflecting indexed interest credits based on the performance of the S&P 500 index and may offer a lower guaranteed fixed interest rate.

What is the minimum premium amount for Revol One Financial - The Excelera Plus?

The minimum premium amount is $25,000.

What is the maximum issue age for Revol One Financial - The Excelera Plus?

The maximum issue age is 90 years.

What is the current interest rate for Revol One Financial - The Excelera Plus?

The current interest rate is 4%.

What is the surrender charge schedule for Revol One Financial - The Excelera Plus?

If, before the Surrender Charge period ends, you surrender your annuity or take withdrawals in excess of the Free Partial Withdrawal amount, a Surrender Charge may apply and reduce the amount you receive. State variations may apply. The Excelera Plus comes with a MVA. The MVA applies only when the Surrender Charge applies. The MVA could increase or decrease the amount you receive from Surrender or withdrawals in excess of the free amount, depending on certain market interest rates. If certain interest rates decrease, the MVA will be positive and increase the value you receive. If interest rates increase, the MVA will be negative and reduce the value. There are no surrender charges during the first 30 days beginning immediately at the end of the Initial Guarantee Period or any subsequent Guarantee Periods.

What are the best rates available for Revol One Financial - The Excelera Plus?

The best available rate is 4.00% for a 7 year term.

Revol One Financial

Revol One Financial - The Excelera Plus

About this product

The Excelera Plus MYGIA is a fixed annuity tailored to help achieve long-term financial milestones. Your funds grow tax deferred, are protected from market downturns and you have the option to receive guaranteed income later in life. The Plus is the Best Interest Crediting feature unique to Excelera Plus. With the Best Interest Crediting feature included in the Excelera Plus MYGIA, the interest credited is the greater of the guaranteed fixed interest and the indexed interest. Interest crediting will never be less than the guaranteed fixed interest rate but could be higher if the market performs well

Available Rates

Rates are based on current simulation settings with premium amount $100,000.00

3 Years	4.00%
5 Years	4.00%
7 Years	4.00%

Available Guarantee Periods

Rates are based on current simulation settings with premium amount $100,000.00

$25,000.00 - $1,000,000.00

Features
Maximum Issue Age	90 years

Lifetime Income Details

Payout Options

Annuitization

Lump Sum Withdrawal

Additional Options

Actual payout options may vary by insurance carrier and specific products. Common alternatives include:

Life Income Only: Payments for the rest of your life, stopping upon death
Period Certain: Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
Life with Period Certain: Lifetime payments with a minimum guaranteed period
Joint Life: Payments continue for both you and your spouse's lifetimes
Systematic Withdrawal: Regular withdrawals of a specified amount or percentage