
Revol One – Excelera Plus (3-, 5- and 7-year terms)
About this product
The Revol One Financial™ Excelera Plus Multi Year Guarantee Index Annuity (MYGIA) is a single-premium deferred annuity that combines a guaranteed fixed interest rate with an index-linked interest opportunity through Revol One’s “Best Interest Crediting” feature. At the end of the selected Multi Year Guarantee Period (3, 5, or 7 years), the contract’s end-of-term value is based on the greater of a guaranteed fixed-rate accumulation value or an index-linked accumulation value tied to the S&P 500® (subject to participation rates and contract terms). It is designed for clients who want principal protection and tax-deferred growth, with the potential to credit more interest than the guaranteed rate if index performance is favorable.
Available Rates
Rates are based on current simulation settings with premium amount $100,000.00
| 3 Years | 4.00% |
| 5 Years | 4.00% |
| 7 Years | 4.00% |
Available Guarantee Periods
Rates are based on current simulation settings with premium amount $100,000.00
| $25,000.00 - $1,000,000.00 | 4% |
| Features | |
| Maximum Issue Age | 90 years |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
- Life Income Only: Payments for the rest of your life, stopping upon death
- Period Certain: Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
- Life with Period Certain: Lifetime payments with a minimum guaranteed period
- Joint Life: Payments continue for both you and your spouse's lifetimes
- Systematic Withdrawal: Regular withdrawals of a specified amount or percentage
