What is the minimum guaranteed surrender value for Revol One – Excelera MYGA (3-, 5- and 7-year terms)?

Excelera MYGA™ is a Single Premium Deferred Annuity (SPDA) issued by Revol One Insurance Company that credits a guaranteed fixed interest rate for the duration of the chosen guarantee period (3, 5, or 7 years). The owner makes a one-time premium payment and interest grows tax-deferred throughout the term. Withdrawals in excess of the free amount (if available) or full surrenders during the surrender-charge period may be subject to surrender charges and a Market Value Adjustment (MVA). At the end of the guarantee period, a 30-day window provides an opportunity to renew, surrender, or make changes without surrender charges.

What is the minimum premium amount for Revol One – Excelera MYGA (3-, 5- and 7-year terms)?

The minimum premium amount is $25,000.

What is the maximum issue age for Revol One – Excelera MYGA (3-, 5- and 7-year terms)?

The maximum issue age is 90 years.

What is the current interest rate for Revol One – Excelera MYGA (3-, 5- and 7-year terms)?

The current interest rate is 4.9%.

What is the surrender charge schedule for Revol One – Excelera MYGA (3-, 5- and 7-year terms)?

Withdrawals exceeding the free amount (if available) or a full surrender during the surrender charge period are subject to surrender charges and may also incur an MVA. The Excelera MYGA includes an MVA that applies only when surrender charges apply; the MVA may be positive or negative depending on certain market interest rates and can increase or decrease the amount received. Surrender charges decline by policy year until they reach 0% at the end of the term, and all funds become penalty-free during the 30-day window at the end of the guarantee period. California uses a separate surrender-charge schedule.

What are the best rates available for Revol One – Excelera MYGA (3-, 5- and 7-year terms)?

The best available rate is 5.30% for a 7 year term.

Revol One Financial

Revol One – Excelera MYGA (3-, 5- and 7-year terms)

About this product

The Revol One Excelera MYGA™ is a fixed, single-premium multi-year guarantee annuity designed to provide principal protection and predictable, tax-deferred growth through guaranteed fixed interest rates over 3-, 5-, and 7-year guarantee periods. The contract credits a fixed rate for the full guarantee period selected, offering insulation from market volatility and straightforward accumulation mechanics for long-term savers who want stable, guaranteed growth.

Available Rates

Rates are based on current simulation settings with premium amount $100,000.00

3 Years	4.90%
5 Years	5.05%
7 Years	5.30%

Available Guarantee Periods

Rates are based on current simulation settings with premium amount $100,000.00

$25,000.00 - $1,000,000.00

4.9%

Features
Maximum Issue Age	90 years

Lifetime Income Details

Payout Options

Annuitization

Lump Sum Withdrawal

Additional Options

Actual payout options may vary by insurance carrier and specific products. Common alternatives include:

Life Income Only: Payments for the rest of your life, stopping upon death
Period Certain: Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
Life with Period Certain: Lifetime payments with a minimum guaranteed period
Joint Life: Payments continue for both you and your spouse's lifetimes
Systematic Withdrawal: Regular withdrawals of a specified amount or percentage