Pacific Life
Pacific Life – Pacific Expedition® 2 NY – with GROP
About this product
This version Pacific Expedition® 2 NY – With GROP offers the same deferred fixed annuity features as the standard version but includes a Guaranteed Return of Premium benefit, ensuring the return of total purchase payments upon full withdrawal regardless of market conditions.
Available Rates
Rates are based on current simulation settings with premium amount $100,000.00
| 3 Years | 4.20% |
| 5 Years | 4.35% |
| 7 Years | 4.35% |
Available Guarantee Periods
Rates are based on current simulation settings with premium amount $100,000.00
| $25,000.00 - $99,999.00 | 3.7% |
| $100,000.00 - $1,000,000.00 | 4.2% |
| Features | |
| Maximum Issue Age | 85 years |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
- Life Income Only: Payments for the rest of your life, stopping upon death
- Period Certain: Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
- Life with Period Certain: Lifetime payments with a minimum guaranteed period
- Joint Life: Payments continue for both you and your spouse's lifetimes
- Systematic Withdrawal: Regular withdrawals of a specified amount or percentage