Pacific Life
Pacific Expedition® II NY – Without GROP
About this product
This version of Pacific Expedition® 2 for New York excludes the Guaranteed Return of Premium option. It still offers fixed growth, steady rates, and tax-deferred accumulation, with full access to the standard waiver features
Available Rates
Rates are based on current simulation settings with premium amount $100,000.00
| 3 Years | 4.25% |
| 5 Years | 4.50% |
| 7 Years | 4.50% |
Available Guarantee Periods
Rates are based on current simulation settings with premium amount $100,000.00
| $25,000.00 - $99,999.00 | 3.75% |
| $100,000.00 - $1,000,000.00 | 4.25% |
| Features | |
| Maximum Issue Age | 85 years |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
- Life Income Only: Payments for the rest of your life, stopping upon death
- Period Certain: Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
- Life with Period Certain: Lifetime payments with a minimum guaranteed period
- Joint Life: Payments continue for both you and your spouse's lifetimes
- Systematic Withdrawal: Regular withdrawals of a specified amount or percentage