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Active Product: Oxford Life – Multi-Select (3-, 4-, 5-, 6-, 7-, 8-, 9- and 10-year terms)
Oxford Life – Multi-Select (3-, 4-, 5-, 6-, 7-, 8-, 9- and 10-year terms)
About this product
The Oxford Life Multi-Select™ is a single-premium Multi-Year Guaranteed Annuity (MYGA) that credits a guaranteed fixed interest rate for a selected guarantee period of 3 to 10 years. It is designed for clients who want principal protection and predictable, tax-deferred accumulation (where applicable), with optional liquidity through penalty-free withdrawals after the first contract year. The contract also includes a Market Value Adjustment (MVA)feature, which may increase or decrease values on withdrawals/surrender during the surrender-charge period based on interest rate conditions.
Important Disclaimer
The results displayed here are for simulation purposes only and do not represent financial advice or real-world values. Please consult a qualified financial professional before making any investment decisions.
Available Rates
| 3 Years | 4.55% |
| 4 Years | 4.95% |
| 5 Years | 5.00% |
| 6 Years | 5.40% |
| 7 Years | 5.25% |
| 8 Years | 5.20% |
| 9 Years | 5.10% |
| 10 Years | 5.15% |
Available Guarantee Periods
Rates based on investment amount $100,000.00
| $20,000.00 - $1,000,000.00 | 4.55% |
Features
| Maximum Issue Age | 85 years |
Growth Projection
How your money grows
Based on your issue age (55) and target payout age (65), the following guarantee period will be applied:
| Guarantee Period | 10 years |
| Rate | 5.15% |
| Age | 55 - 65 |
Summary
| Total years to payout | 30 |
| Total guarantee periods applied | 3 |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
Life Income Only
Payments for the rest of your life, stopping upon death
Period Certain
Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
Life with Period Certain
Lifetime payments with a minimum guaranteed period
Joint Life
Payments continue for both you and your spouse's lifetimes
Systematic Withdrawal
Regular withdrawals of a specified amount or percentage