MassMutual Ascend Life Insurance Company
MassMutual Ascend SecureGain 7
About this product
SecureGain 7 is a fixed deferred annuity from MassMutual Ascend Life Insurance Company that offers a seven-year guaranteed interest period with escalating rates and the option for lifetime income. It provides steady growth, tax-deferred accumulation, principal protection, and access to funds via annual penalty-free withdrawals. It is ideal for individuals seeking predictable returns with a long-term outlook and no market exposure
Available Rates
Rates are based on current simulation settings with premium amount $100,000.00
| 1 Years | 4.15% |
| 2 Years | 4.40% |
| 3 Years | 4.65% |
| 4 Years | 4.90% |
| 5 Years | 5.15% |
| 6 Years | 5.40% |
| 7 Years | 5.65% |
Available Guarantee Periods
Rates are based on current simulation settings with premium amount $100,000.00
| $10,000.00 - $99,999.00 | 3.85% |
| $100,000.00 - $1,000,000.00 | 4.15% |
| Features | |
| Maximum Issue Age | 88 years |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
- Life Income Only: Payments for the rest of your life, stopping upon death
- Period Certain: Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
- Life with Period Certain: Lifetime payments with a minimum guaranteed period
- Joint Life: Payments continue for both you and your spouse's lifetimes
- Systematic Withdrawal: Regular withdrawals of a specified amount or percentage