MassMutual Ascend Life Insurance Company
MassMutual Ascend – SecureGain (3-, 5-, and 7-year terms, 2025 series)
About this product
MassMutual Ascend SecureGain® is a single-premium fixed annuity (MYGA-style) designed for clients who want principal protection and predictable, tax-deferred accumulation, with a guaranteed interest rate for a set term (3, 5, or 7 years). SecureGain also offers annual penalty-free access (up to 10%) and the ability to convert contract value into guaranteed income payout options when the owner is ready.
Available Rates
Rates are based on current simulation settings with premium amount $100,000.00
| 1 Years | 3.75% |
| 2 Years | 3.75% |
| 3 Years | 3.75% |
| 5 Years | 4.45% |
| 7 Years | 5.65% |
Available Guarantee Periods
Rates are based on current simulation settings with premium amount $100,000.00
| $10,000.00 - $99,999.00 | 3.25% |
| $100,000.00 - $1,000,000.00 | 3.75% |
| Features | |
| Maximum Issue Age | 88 years |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
- Life Income Only: Payments for the rest of your life, stopping upon death
- Period Certain: Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
- Life with Period Certain: Lifetime payments with a minimum guaranteed period
- Joint Life: Payments continue for both you and your spouse's lifetimes
- Systematic Withdrawal: Regular withdrawals of a specified amount or percentage