Jackson Rate Protector NY
About this product
Jackson RateProtector® NY is a single premium, multi-year guaranteed fixed annuity designed to help preserve principal while providing guaranteed interest and tax-deferred growth. It is suited for retirement-focused individuals seeking stable returns with low risk. Interest can be locked in for 3, 5, or 7 years, and after this period, renewal rates are guaranteed annually. The contract is backed by Jackson National Life Insurance Company of New York, ensuring a reliable income stream and growth of funds over time.
Available Rates
Rates are based on current simulation settings with premium amount $100,000.00
| 3 Years | 4.50% |
| 5 Years | 4.80% |
| 7 Years | 4.80% |
Available Guarantee Periods
Rates are based on current simulation settings with premium amount $100,000.00
| $10,000.00 - $99,999.00 | 4.2% |
| $100,000.00 - $1,000,000.00 | 4.5% |
| Features | |
| Maximum Issue Age | 85 years |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
- Life Income Only: Payments for the rest of your life, stopping upon death
- Period Certain: Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
- Life with Period Certain: Lifetime payments with a minimum guaranteed period
- Joint Life: Payments continue for both you and your spouse's lifetimes
- Systematic Withdrawal: Regular withdrawals of a specified amount or percentage