Ibexis
Ibexis MYGA Plus
About this product
The Ibexis MYGA Plus is a single-premium Multi-Year Guaranteed Annuity (MYGA) offering simple interest creditingfor guarantee periods of 3, 5, or 7 years. It provides principal protection, predictable tax-deferred growth, and penalty-free access to a portion of funds beginning in year two. A Market Value Adjustment (MVA) applies during the guarantee period. At maturity, the accumulation value is available without penalty, with options to renew, withdraw, or annuitize.
Available Rates
Rates are based on current simulation settings with premium amount $100,000.00
| 3 Years | 5.55% |
| 5 Years | 5.95% |
| 7 Years | 6.05% |
Available Guarantee Periods
Rates are based on current simulation settings with premium amount $100,000.00
| $10,000.00 - $99,999.00 | 5.35% |
| $100,000.00 - $1,500,000.00 | 5.55% |
| Features | |
| Maximum Issue Age | 85 years |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
- Life Income Only: Payments for the rest of your life, stopping upon death
- Period Certain: Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
- Life with Period Certain: Lifetime payments with a minimum guaranteed period
- Joint Life: Payments continue for both you and your spouse's lifetimes
- Systematic Withdrawal: Regular withdrawals of a specified amount or percentage