Guaranty Income Life

Financial Ratings

AM Best A-Excellent

About Guaranty Income Life

Guaranty Income Life Insurance Company (GILICO), founded in 1926 and based in Baton Rouge, Louisiana, is a subsidiary of Kuvare US Holdings, Inc. It specializes in deferred and fixed indexed annuities designed to build stable retirement income and financial wellness for individuals and families—particularly middle‑market Americans. With nearly a century of experience, GILICO focuses on delivering flexible, value-oriented solutions, underpinned by long-standing principles of service, experience, and innovation.

Financial Ratings

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Rating Agency

A.M. Best

Rating

B++

Description

Good

Effective

September 25, 2025

Rating Agency

Fitch

Rating

A-

Description

Strong

Effective

May 31, 2022

Rating Agency

Moody's

Rating

Description

Good

Effective

July 21, 2023

Rating Agency

Standard & Poor's

Rating

A-

Description

Strong

Effective

May 31, 2022

Rating Analysis

GILICO has earned an A‑ (Excellent) Financial Strength Rating from AM Best, which places it 4th out of 13 possible ranks. This rating highlights GILICO’s strong capitalization, consistent operating performance, prudent enterprise risk management, and adept balance-sheet positioning.