
GCU Triple Advantage PLUS
About this product
The GCU Triple Advantage PLUS is a 36-month Multi-Year Guaranteed Annuity (MYGA) designed to provide a secure and predictable investment option. It offers a guaranteed interest rate for the entire three-year term, with rates tiered based on the initial deposit amount: 4.00% for $300–$4,999, 4.50% for $5,000–$49,999, and 4.90% for deposits over $50,000. This annuity is suitable for individuals seeking a short-term, low-risk investment with the benefit of tax-deferred growth. It accommodates additional deposits and is eligible for qualified plans, making it a flexible choice for retirement planning.
Available Rates
Rates are based on current simulation settings with premium amount $100,000.00
3 Years | 4.90% |
Available Guarantee Periods
Rates are based on current simulation settings with premium amount $100,000.00
$300.00 - $4,999.00 | 4% |
$5,000.00 - $49,999.00 | 4.5% |
$50,000.00 - $500,000.00 | 4.9% |
Features | |
Maximum Issue Age | 95 years |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
- Life Income Only: Payments for the rest of your life, stopping upon death
- Period Certain: Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
- Life with Period Certain: Lifetime payments with a minimum guaranteed period
- Joint Life: Payments continue for both you and your spouse's lifetimes
- Systematic Withdrawal: Regular withdrawals of a specified amount or percentage