What is the minimum guaranteed surrender value for F&G Secure MYGA Non MVA?

This annuity is not a bank product and is not FDIC insured. It’s issued by Fidelity & Guaranty Life Insurance Company (F&G), and availability may vary by state. It includes built-in death benefits, optional waivers for certain healthcare events, and systematic withdrawal options. It is suitable for individuals who want predictable returns, limited liquidity access, and protection against market volatility. The contract includes free withdrawals of up to 10% annually and allows penalty-free access in defined situations like terminal illness or nursing home confinement.

What is the minimum premium amount for F&G Secure MYGA Non MVA?

The minimum premium amount is $20,000.

What is the maximum issue age for F&G Secure MYGA Non MVA?

The maximum issue age is 90 years.

What is the current interest rate for F&G Secure MYGA Non MVA?

The current interest rate is 3.95%.

What is the surrender charge schedule for F&G Secure MYGA Non MVA?

A competitive initial fixed interest rate is guaranteed for the 3-, 5- or 7-year initial period. Surrender charges start at 9% in year 1 and decrease 1% annually through the term, reaching 0% after the guarantee period. If the contract renews, it does so on a 1-year basis with no new surrender charges. For California residents, slightly lower surrender charges apply (8.55% starting).

What are the best rates available for F&G Secure MYGA Non MVA?

The best available rate is 4.85% for a 7 year term.

F&G Annuities and Life

F&G Secure MYGA Non MVA

About this product

The F&G Secure MYGA® Non-MVA is a single premium, fixed deferred annuity offered for 3, 5, or 7 years. It guarantees a competitive fixed interest rate for the selected term without a market value adjustment (MVA), making it a stable choice for conservative investors. Designed for retirement or long-term savings, this product offers protection of principal, tax-deferred growth, and optional access features during unexpected life events. After the initial guarantee period ends, the contract automatically renews on a 1-year term without additional surrender charges, maintaining flexibility.

Available Rates

Rates are based on current simulation settings with premium amount $100,000.00

3 Years	4.20%
5 Years	4.75%
7 Years	4.85%

Available Guarantee Periods

Rates are based on current simulation settings with premium amount $100,000.00

$20,000.00 - $99,999.00	3.95%
$100,000.00 - $1,000,000.00	4.2%

Features
Maximum Issue Age	90 years

Lifetime Income Details

Payout Options

Annuitization

Lump Sum Withdrawal

Additional Options

Actual payout options may vary by insurance carrier and specific products. Common alternatives include:

Life Income Only: Payments for the rest of your life, stopping upon death
Period Certain: Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
Life with Period Certain: Lifetime payments with a minimum guaranteed period
Joint Life: Payments continue for both you and your spouse's lifetimes
Systematic Withdrawal: Regular withdrawals of a specified amount or percentage