What is the minimum guaranteed surrender value for F&G Secure MYGA MVA?

The annuity provides a lump-sum death benefit equal to the greater of the account value or the minimum guaranteed surrender value. Policyholders can take advantage of 10% annual penalty-free withdrawals during the initial rate guarantee period. After the term ends, the policy renews annually with no surrender charges, continuing until annuitization or death. Withdrawals may incur surrender charges and market value adjustments during the term if exceeding penalty-free limits

What is the minimum premium amount for F&G Secure MYGA MVA?

The minimum premium amount is $20,000.

What is the maximum issue age for F&G Secure MYGA MVA?

The maximum issue age is 90 years.

What is the current interest rate for F&G Secure MYGA MVA?

The current interest rate is 4.65%.

What is the surrender charge schedule for F&G Secure MYGA MVA?

The surrender charge is 9% in the first year and decreases by 1% each subsequent year during the initial guarantee period. For the 3-year option, it ends after 3 years; for the 5- and 7-year options, the charge reduces to 0% by the end of the respective terms. After the initial term, no surrender charges apply during annual renewals. A Market Value Adjustment (MVA) may also apply depending on interest rate changes since contract issuance. In general, if interest rates increase, the MVA reduces the surrender value; if rates decrease, the MVA can increase it.

What are the best rates available for F&G Secure MYGA MVA?

The best available rate is 5.20% for a 7 year term.

F&G Annuities and Life

F&G Secure MYGA MVA

About this product

F&G Secure MYGA® MVA is a single premium, fixed deferred annuity offering a competitive fixed interest rate for 3, 5, or 7 years. “MYGA” stands for multi-year guaranteed annuity, and “MVA” denotes a market value adjustment. The product is designed to help individuals grow retirement savings with tax deferral and a guaranteed interest rate over a set period. After the guarantee period, the product enters a renewal phase with a new rate and no new surrender charges

Available Rates

Rates are based on current simulation settings with premium amount $100,000.00

3 Years	4.90%
5 Years	5.20%
7 Years	5.20%

Available Guarantee Periods

Rates are based on current simulation settings with premium amount $100,000.00

$20,000.00 - $99,999.00	4.65%
$100,000.00 - $1,000,000.00	4.9%

Features
Maximum Issue Age	90 years

Lifetime Income Details

Payout Options

Annuitization

Lump Sum Withdrawal

Additional Options

Actual payout options may vary by insurance carrier and specific products. Common alternatives include:

Life Income Only: Payments for the rest of your life, stopping upon death
Period Certain: Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
Life with Period Certain: Lifetime payments with a minimum guaranteed period
Joint Life: Payments continue for both you and your spouse's lifetimes
Systematic Withdrawal: Regular withdrawals of a specified amount or percentage