What is the minimum guaranteed surrender value for F&G – FG Guarantee-Platinum MYGA (3-, 5-, 7-Year Terms)?

FG Guarantee-Platinum® is a Single Premium Deferred Annuity (SPDA) that credits a fixed, contractually guaranteed interest rate for the entire selected guarantee period (3, 5, or 7 years). The owner makes a one-time premium payment and selects a multi-year term during which interest grows tax-deferred. Accumulated interest may be withdrawn penalty-free at any point during the term, and additional liquidity is available during the 30-day window at the end of each guarantee period before renewal.

What is the minimum premium amount for F&G – FG Guarantee-Platinum MYGA (3-, 5-, 7-Year Terms)?

The minimum premium amount is $20,000.

What is the maximum issue age for F&G – FG Guarantee-Platinum MYGA (3-, 5-, 7-Year Terms)?

The maximum issue age is 90 years.

What is the current interest rate for F&G – FG Guarantee-Platinum MYGA (3-, 5-, 7-Year Terms)?

The current interest rate is 4.4%.

What is the surrender charge schedule for F&G – FG Guarantee-Platinum MYGA (3-, 5-, 7-Year Terms)?

Withdrawals exceeding the product’s penalty-free provisions, or a full surrender during the guarantee period, are subject to surrender charges and may also incur an MVA. Surrender charges decline each year and reach 0% after the term, and all funds are fully penalty-free during the end-of-term 30-day window.

What are the best rates available for F&G – FG Guarantee-Platinum MYGA (3-, 5-, 7-Year Terms)?

The best available rate is 4.80% for a 7 year term.

F&G Annuities and Life

F&G – FG Guarantee-Platinum MYGA (3-, 5-, 7-Year Terms)

About this product

The F&G Guarantee-Platinum® MYGA is a single-premium Multi-Year Guaranteed Annuity (MYGA) issued by Fidelity & Guaranty Life Insurance Company. It provides fixed, tax-deferred interest growth and full principal protection across 3-, 5-, and 7-year guarantee periods. Designed for conservative savers seeking security and predictability, the annuity offers fully guaranteed fixed interest rates for the entire term, penalty-free access to accumulated interest, and automatic renewal options at the end of each guarantee period. With straightforward contract mechanics and consistent tax-deferred accumulation, FG Guarantee-Platinum supports long-term financial planning with stability and clarity.

Available Rates

Rates are based on current simulation settings with premium amount $100,000.00

3 Years	4.40%
5 Years	4.80%
7 Years	4.80%

Available Guarantee Periods

Rates are based on current simulation settings with premium amount $100,000.00

$20,000.00 - $1,000,000.00

4.4%

Features
Maximum Issue Age	90 years

Lifetime Income Details

Payout Options

Annuitization

Lump Sum Withdrawal

Additional Options

Actual payout options may vary by insurance carrier and specific products. Common alternatives include:

Life Income Only: Payments for the rest of your life, stopping upon death
Period Certain: Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
Life with Period Certain: Lifetime payments with a minimum guaranteed period
Joint Life: Payments continue for both you and your spouse's lifetimes
Systematic Withdrawal: Regular withdrawals of a specified amount or percentage