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Active Product: Delaware Life – Pinnacle Plus MYGA (3-, 5-, 7-Year Terms)
Delaware Life – Pinnacle Plus MYGA (3-, 5-, 7-Year Terms)
About this product
The Delaware Life Pinnacle Plus℠ MYGA is a single-premium Multi-Year Guaranteed Annuity issued by Delaware Life Insurance Company that provides fixed, tax-deferred interest growth and full principal protection across 3-, 5-, and 7-year guarantee periods. Designed for long-term retirement accumulation, Pinnacle Plus℠ delivers predictable, contractually guaranteed interest rates insulated from market volatility. With simple contract mechanics, no annual policy fees, and penalty-free access beginning in year two, the product is well-suited for conservative savers seeking stability, tax efficiency, and dependable growth.
Important Disclaimer
The results displayed here are for simulation purposes only and do not represent financial advice or real-world values. Please consult a qualified financial professional before making any investment decisions.
Available Rates
| 3 Years | 4.55% |
| 5 Years | 5.85% |
| 7 Years | 4.85% |
| 10 Years | 4.85% |
Available Guarantee Periods
Rates based on investment amount $100,000.00
| $25,000.00 - $99,999.00 | 4.25% |
| $100,000.00 - $1,000,000.00 | 4.55% |
Features
| Maximum Issue Age | 85 years |
Growth Projection
How your money grows
Based on your issue age (80) and target payout age (90), the following guarantee period will be applied:
| Guarantee Period | 10 years |
| Rate | 4.85% |
| Age | 80 - 90 |
Summary
| Total years to payout | 10 |
| Total guarantee periods applied | 1 |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
Life Income Only
Payments for the rest of your life, stopping upon death
Period Certain
Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
Life with Period Certain
Lifetime payments with a minimum guaranteed period
Joint Life
Payments continue for both you and your spouse's lifetimes
Systematic Withdrawal
Regular withdrawals of a specified amount or percentage