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Applied on withdrawals exceeding the free 10% allowance. Charges decrease over time based on years since premium. Waived in cases of annuitization (after 2+ years), LTC/hospital confinement (30+ consecutive days), terminal illness, RMDs/72(t), and upon death.

Upon the Owner’s death, Columbus Life guarantees the beneficiary will receive the current contract value at distribution without a surrender charge, bypassing probate.

10% annual free-withdrawal privilege (non-cumulative).

Available to fund Traditional IRA and Roth IRA plans, as well as to meet individual wealth accumulation goals.

An annuity is a long-term financial vehicle designed for retirement. An insurance company accepts premiums and provides future income or a lump-sum amount to the contract owner by contractual agreement.

At the end of the chosen rate guarantee period, interest rates are declared annually. The first year includes a 2% enhancement; after the first year, the credited rate is the initial rate less the enhancement for the balance of the period. 

Money-Back Guarantee: cash surrender value will be at least 100% of the premium paid, adjusted for any distributions.

’s competitive Passport Annuity can help you reach your financial destination. It helps to satisfy the desire for choices and flexibility; guaranteed interest rates and current, nonguaranteed rates with tax-deferred growth; and a selection of payout options at retirement. 

The surrender value acts as the de facto death benefit—not separate.

Up to 10% of accumulated value per year may be withdrawn without a surrender charge. Minimum partial withdrawal is $250, and at least $2,500 must remain in the contract following a withdrawal.

A single premium deferred annuity—only requires one lump-sum payment. No subsequent premiums accepted.  

Passport allows you to tailor your annuity to fit your needs. Begin by selecting an interest rate guarantee period from one, two, three, four, five or seven years… At the end of your chosen rate guarantee period, annual interest rates credited will be declared annually. The minimum guaranteed rate is specified in the contract when issued and may vary by state.

 is a single premium deferred fixed annuity designed to offer long-term security through a 7-year guaranteed interest rate period. Issued by Columbus Life Insurance Company, it provides clients with the opportunity for tax-deferred growth, flexible access to funds through annual penalty-free withdrawals, and protection of principal. This annuity is well-suited for conservative investors seeking predictable accumulation with competitive first-year rate enhancements and a strong financial foundation.

Columbus Life - Passport 7

Columbus Life Passport 7