Preserve Multi Year Guaranteed Annuity
About this product
The Preserve Multi-Year Guaranteed Annuity is a single premium deferred fixed annuity from Clear Spring Life designed to offer secure, predictable growth over a guaranteed term. It allows for tax-deferred accumulation with a fixed interest rate locked in for the selected guarantee period (ranging from 3 to 10 years). This annuity is ideal for individuals focused on conservative retirement strategies and long-term savings. As a fixed annuity, it assures no market risk to the principal when funds are kept through the surrender charge period, providing steady returns with peace of mind.
Available Rates
Rates are based on current simulation settings with premium amount $100,000.00
| 3 Years | 5.00% |
| 4 Years | 5.20% |
| 5 Years | 5.45% |
| 6 Years | 5.45% |
| 7 Years | 5.40% |
| 8 Years | 5.10% |
| 9 Years | 5.40% |
| 10 Years | 5.35% |
Available Guarantee Periods
Rates are based on current simulation settings with premium amount $100,000.00
| $10,000.00 - $99,999.00 | 4.7% |
| $100,000.00 - $1,000,000.00 | 5% |
| Features | |
| Maximum Issue Age | 90 years |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
- Life Income Only: Payments for the rest of your life, stopping upon death
- Period Certain: Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
- Life with Period Certain: Lifetime payments with a minimum guaranteed period
- Joint Life: Payments continue for both you and your spouse's lifetimes
- Systematic Withdrawal: Regular withdrawals of a specified amount or percentage