Financial Ratings
About CL Life
CL Life is a Texas-based insurer specializing in fixed annuity solutions designed to help individuals grow and protect their retirement income. Backed by Crestline Investors, a $18B+ asset manager, CL Life focuses on delivering steady, tax-deferred growth with personalized service and a conservative investment approach.
Product Lineup
CL Sundance
AnnuityGuaranteed growth, tax-deferred. Never outlive your retirement money.
Best for: Retirees and near-retirees seeking stable, predictable growth without market ris...
Details →CL Tarrant Trail Annuity
AnnuityGuaranteed growth with annual rate resets and penalty-free access
Best for: Retirees and pre-retirees seeking guaranteed principal protection, predictable g...
Details →Financial Ratings
Live from CANNEXRating Agency
A.M. Best
Rating
A-
Description
Excellent
Effective
March 11, 2025
Rating Analysis
CL Life is rated B++ (Good) by AM Best, reflecting solid financial stability with some sensitivity to economic shifts. It holds an A- rating from KBRA, indicating strong financial strength and low risk.
CL Life Products
Fixed Indexed Annuities
Explore CL Life fixed indexed annuity products with current rates and features.
View Products→Multi-Year Guaranteed Annuities
Compare CL Life MYGA products with guaranteed rates and terms.
View Products→Immediate Annuities (SPIA)
View CL Life single premium immediate annuity options.
View Products→Deferred Income Annuities (DIA)
Explore CL Life deferred income and QLAC products.
View Products→Free Comparison Report
Get CL Life's rate comparison report
See how CL Life's rates, ratings, and product features compare to other carriers — free PDF report.
CL Life Discussions
MYGA rates hit 4.65% — Are guaranteed products finally competitive again?
Customer satisfaction drops 6 points while 92% of retirees fear inflation
DIAs vs SPIAs: Why Waiting 2 Years Could Boost Your Payout by 1.5-2%
Athene Aviator FIA: Does 'Simplified' Mean Lower Returns?
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