Liberty Bankers / Capitol Life – Heritage Premier (3-, 5-, 7-, 9-Year Terms)
About this product
The Liberty Bankers / Capitol Life Heritage Premier is a single-premium Multi-Year Guaranteed Annuity (MYGA) designed to provide strong guaranteed fixed interest growth with increased liquidity compared to pure accumulation MYGAs. Available in 3-, 5-, 7-, and 9-year guarantee periods, Heritage Premier offers predictable, tax-deferred accumulation with the ability to take systematic interest withdrawals beginning after the first 30 days. With competitive yields, early interest accessibility, and built-in health-related benefits, Heritage Premier supports conservative savers seeking dependable growth and flexible access to interest earnings.
Available Rates
Rates are based on current simulation settings with premium amount $100,000.00
| 3 Years | 5.00% |
| 5 Years | 5.15% |
| 7 Years | 5.30% |
| 9 Years | 5.30% |
Available Guarantee Periods
Rates are based on current simulation settings with premium amount $100,000.00
| $10,000.00 - $1,000,000.00 | 5% |
| Features | |
| Maximum Issue Age | 90 years |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
- Life Income Only: Payments for the rest of your life, stopping upon death
- Period Certain: Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
- Life with Period Certain: Lifetime payments with a minimum guaranteed period
- Joint Life: Payments continue for both you and your spouse's lifetimes
- Systematic Withdrawal: Regular withdrawals of a specified amount or percentage