
Capitol Life Heritage Premier Plus
About this product
Heritage Premier Plus is a Single Premium, Multi-Year Guaranteed Annuity (MYGA) designed to provide a secure investment vehicle with a guaranteed fixed interest rate over selected terms of 3, 5, 7, or 9 years. It offers a one-time premium payment in exchange for consistent returns and several liquidity features after a short holding period. This product is suited for individuals seeking a predictable income stream and capital preservation, particularly during volatile market conditions.
Available Rates
Rates are based on current simulation settings with premium amount $100,000.00
3 Years | 4.70% |
5 Years | 4.95% |
7 Years | 5.00% |
9 Years | 5.08% |
Available Guarantee Periods
Rates are based on current simulation settings with premium amount $100,000.00
$10,000.00 - $1,000,000.00 | 4.7% |
Features | |
Maximum Issue Age | 90 years |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
- Life Income Only: Payments for the rest of your life, stopping upon death
- Period Certain: Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
- Life with Period Certain: Lifetime payments with a minimum guaranteed period
- Joint Life: Payments continue for both you and your spouse's lifetimes
- Systematic Withdrawal: Regular withdrawals of a specified amount or percentage