Capitol Life Insurance Company
Capitol Life Heritage Premier
About this product
The Heritage Premier is a Single Premium, Multi-Year Guaranteed Annuity (MYGA) offered by Liberty Bankers/Capitol Life. It is designed for individuals seeking steady interest accumulation on a single premium over a fixed period. The product features guaranteed interest rates over periods of 3, 5, 7, or 9 years depending on the chosen plan. It is most suitable for those who want access to earnings after a short deferral period and prefer stability with predictable returns.
Available Rates
Rates are based on current simulation settings with premium amount $100,000.00
| 3 Years | 5.05% |
| 5 Years | 5.15% |
| 7 Years | 5.15% |
| 9 Years | 5.20% |
Available Guarantee Periods
Rates are based on current simulation settings with premium amount $100,000.00
| $10,000.00 - $1,000,000.00 | 5.05% |
| Features | |
| Maximum Issue Age | 90 years |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
- Life Income Only: Payments for the rest of your life, stopping upon death
- Period Certain: Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
- Life with Period Certain: Lifetime payments with a minimum guaranteed period
- Joint Life: Payments continue for both you and your spouse's lifetimes
- Systematic Withdrawal: Regular withdrawals of a specified amount or percentage