What is the minimum guaranteed surrender value for Axonic – ViewPoint™ MYGA (3-, 5-, 7-, 10-Year Terms)?

ViewPoint MYGA is a Single Premium Deferred Annuity (SPDA) with a Market Value Adjustment (MVA) that guarantees a fixed interest rate for the entire duration of the selected 3-, 5-, 7-, or 10-year period. The owner makes a one-time premium payment and benefits from tax-deferred growth throughout the term. Beginning after the first contract year, the MYGA provides annual penalty-free withdrawals up to 10% of the contract value, while withdrawals above this amount may be subject to surrender charges and an MVA. At the end of each guarantee period, a 30-day window enables renewal, term changes, partial withdrawals, settlement options, or full surrender without charges.

What is the minimum premium amount for Axonic – ViewPoint™ MYGA (3-, 5-, 7-, 10-Year Terms)?

The minimum premium amount is $20,000.

What is the maximum issue age for Axonic – ViewPoint™ MYGA (3-, 5-, 7-, 10-Year Terms)?

The maximum issue age is 89 years.

What is the current interest rate for Axonic – ViewPoint™ MYGA (3-, 5-, 7-, 10-Year Terms)?

The current interest rate is 5.3%.

What is the surrender charge schedule for Axonic – ViewPoint™ MYGA (3-, 5-, 7-, 10-Year Terms)?

Withdrawals exceeding the 10% annual free-withdrawal limit, or a full surrender during the guarantee period, are subject to surrender charges and may also incur an MVA. Charges decline each year until reaching 0% at the end of the term. All funds become fully penalty-free at the end of the guarantee period or during the 30-day renewal window. California uses a separate surrender-charge schedule.

What are the best rates available for Axonic – ViewPoint™ MYGA (3-, 5-, 7-, 10-Year Terms)?

The best available rate is 5.90% for a 5 year term.

Axonic Insurance Services (AIS)

Axonic – ViewPoint™ MYGA (3-, 5-, 7-, 10-Year Terms)

About this product

The Axonic ViewPoint™ MYGA is a single-premium Multi-Year Guaranteed Annuity (MYGA) issued by AmFirst Insurance Company that provides fixed, tax-deferred interest growth and complete principal protection across 3-, 5-, 7-, and 10-year guarantee periods. Designed to eliminate market uncertainty, ViewPoint delivers contractually guaranteed rates and predictable growth regardless of economic volatility. With penalty-free access beginning in year two and tax-deferred accumulation, the ViewPoint MYGA supports long-term planning for clients seeking stability, certainty, and protected fixed income outcomes.

Available Rates

Rates are based on current simulation settings with premium amount $100,000.00

3 Years	5.60%
5 Years	5.90%
7 Years	5.95%
10 Years	5.80%

Available Guarantee Periods

Rates are based on current simulation settings with premium amount $100,000.00

$20,000.00 - $99,999.00	5.3%
$100,000.00 - $1,000,000.00	5.6%

Features
Maximum Issue Age	89 years

Lifetime Income Details

Payout Options

Annuitization

Lump Sum Withdrawal

Additional Options

Actual payout options may vary by insurance carrier and specific products. Common alternatives include:

Life Income Only: Payments for the rest of your life, stopping upon death
Period Certain: Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
Life with Period Certain: Lifetime payments with a minimum guaranteed period
Joint Life: Payments continue for both you and your spouse's lifetimes
Systematic Withdrawal: Regular withdrawals of a specified amount or percentage