What is the minimum guaranteed surrender value for Axonic – Skyline™ MYGA (2-, 3-, 5-, 7-, 10-Year Terms)?

Skyline MYGA is a Single Premium Deferred Annuity (SPDA) with a Market Value Adjustment (MVA) where approved. Issued by AmFirst Insurance Company and serviced by Axonic Insurance Services LLC, the policy credits a fixed interest rate for the entire elected guarantee period. The owner makes a one-time premium contribution and selects a 2-, 3-, 5-, 7-, or 10-year term, during which interest grows tax-deferred. After the first contract year, the annuity allows annual penalty-free access up to 10% of the contract value. Withdrawals beyond this limit during the surrender charge period may be subject to surrender charges and MVA. At the end of each guarantee term, a 30-day window allows renewal, surrender, term changes, or annuitization without penalty.

What is the minimum premium amount for Axonic – Skyline™ MYGA (2-, 3-, 5-, 7-, 10-Year Terms)?

The minimum premium amount is $20,000.

What is the maximum issue age for Axonic – Skyline™ MYGA (2-, 3-, 5-, 7-, 10-Year Terms)?

The maximum issue age is 89 years.

What is the current interest rate for Axonic – Skyline™ MYGA (2-, 3-, 5-, 7-, 10-Year Terms)?

The current interest rate is 5.25%.

What is the surrender charge schedule for Axonic – Skyline™ MYGA (2-, 3-, 5-, 7-, 10-Year Terms)?

Withdrawals exceeding the 10% annual free-withdrawal allowance—or a full surrender during the guarantee period—are subject to surrender charges and may also incur a Market Value Adjustment. Charges decline each year until reaching 0% at the end of the term. After the guarantee period or during the 30-day renewal window, all funds are available penalty-free. California uses a separate surrender-charge schedule.

What are the best rates available for Axonic – Skyline™ MYGA (2-, 3-, 5-, 7-, 10-Year Terms)?

The best available rate is 6.05% for a 5 year term.

Axonic Insurance Services (AIS)

Axonic – Skyline™ MYGA (2-, 3-, 5-, 7-, 10-Year Terms)

About this product

The Axonic Skyline™ MYGA is a single-premium Multi-Year Guaranteed Annuity (MYGA) issued by AmFirst Insurance Company, offering fixed, tax-deferred growth and full principal protection over 2-, 3-, 5-, 7-, and 10-year guarantee periods. It provides stable, contractually guaranteed interest rates throughout the selected term, independent of market volatility. Skyline MYGA includes flexible access through annual penalty-free withdrawals, straightforward accumulation features, and predictable multi-year growth designed for conservative savers seeking long-term financial security.

Available Rates

Rates are based on current simulation settings with premium amount $100,000.00

2 Years	5.50%
3 Years	5.75%
5 Years	6.05%
7 Years	5.90%
10 Years	5.70%

Available Guarantee Periods

Rates are based on current simulation settings with premium amount $100,000.00

$20,000.00 - $99,999.00	5.25%
$100,000.00 - $1,000,000.00	5.5%

Features
Maximum Issue Age	89 years

Lifetime Income Details

Payout Options

Annuitization

Lump Sum Withdrawal

Additional Options

Actual payout options may vary by insurance carrier and specific products. Common alternatives include:

Life Income Only: Payments for the rest of your life, stopping upon death
Period Certain: Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
Life with Period Certain: Lifetime payments with a minimum guaranteed period
Joint Life: Payments continue for both you and your spouse's lifetimes
Systematic Withdrawal: Regular withdrawals of a specified amount or percentage