AuguStar Financial
AuguStar – LunarLock℠ Prime (3-, 5-, 7-Year Terms)
About this product
The AuguStar LunarLock℠ Prime is a single-premium MYGA offering guaranteed interest rates over 3-, 5-, and 7-year terms with flexible liquidity and principal protection. It allows 10% penalty-free withdrawals annually and includes an MVA for rate-protection flexibility. Designed for disciplined savers who want predictable accumulation and conservative returns, it provides reliable tax-deferred growth and straightforward access to funds when needed.
Available Rates
Rates are based on current simulation settings with premium amount $100,000.00
| 3 Years | 5.55% |
| 5 Years | 5.80% |
| 7 Years | 5.95% |
Available Guarantee Periods
Rates are based on current simulation settings with premium amount $100,000.00
| $10,000.00 - $99,999.00 | 5.45% |
| $100,000.00 - $2,000,000.00 | 5.55% |
| Features | |
| Maximum Issue Age | 92 years |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
- Life Income Only: Payments for the rest of your life, stopping upon death
- Period Certain: Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
- Life with Period Certain: Lifetime payments with a minimum guaranteed period
- Joint Life: Payments continue for both you and your spouse's lifetimes
- Systematic Withdrawal: Regular withdrawals of a specified amount or percentage