Safe Haven
About this product
The Safe Haven Bonus Guarantee is a single-premium, fixed multi-year guaranteed annuity (MYGA) designed for individuals nearing or in retirement who seek guaranteed growth and income security. It offers a range of guarantee periods—3, 5, 6, 7, 10, or 20 years—and pays compound interest at a guaranteed rate for the chosen term. The annuity includes an optional interest bonus in the first year (for certain terms), tax-deferred growth, and flexible income options, including the ability to convert to a guaranteed income stream for 3 to 20 years. Beneficiaries receive the full contract value, avoiding probate, and clients may renew into new guarantee periods at term-end.
Available Rates
Rates are based on current simulation settings with premium amount $100,000.00
| 3 Years | 4.43% |
| 5 Years | 4.65% |
| 6 Years | 4.52% |
| 7 Years | 4.49% |
| 10 Years | 4.35% |
Available Guarantee Periods
Rates are based on current simulation settings with premium amount $100,000.00
| $5,000.00 - $1,000,000.00 | 4.43% |
| Features | |
| Maximum Issue Age | 90 years |
Lifetime Income Details
Payout Options
Income Calculation
- Total Growth at Payout Age
- $0.00
- Current Age
- 45
- Payout Age
- 65
- Expected Lifetime (years)
- 35
- Payout Option
- Annuitization
- Annual Lifetime Income
- $0.00
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
- Life Income Only: Payments for the rest of your life, stopping upon death
- Period Certain: Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
- Life with Period Certain: Lifetime payments with a minimum guaranteed period
- Joint Life: Payments continue for both you and your spouse's lifetimes
- Systematic Withdrawal: Regular withdrawals of a specified amount or percentage