Atlantic Coast Life – Safe Haven™ (Florida Version – 3-, 5-, 6-, 7-, 10-, 20-Year Terms)
About this product
The Atlantic Coast Life Safe Haven™ (Florida Version) is a single-premium Multi-Year Guaranteed Annuity (MYGA) designed for Florida residents seeking guaranteed growth and principal protection over fixed multi-year terms of 3, 5, 6, 7, 10, or 20 years. It provides steady, tax-deferred accumulation with full protection from market volatility and flexible payout options upon maturity.
This Florida version mirrors the national Safe Haven product but follows Florida-specific regulatory provisions, including the full account value paid as death benefit instead of cash value. The product features penalty-free withdrawal options and optional benefit riders, giving policyholders more flexibility for liquidity and planning needs.
Available Rates
Rates are based on current simulation settings with premium amount $100,000.00
| 3 Years | 5.68% |
| 5 Years | 5.85% |
| 6 Years | 5.82% |
| 7 Years | 5.84% |
| 10 Years | 5.80% |
| 20 Years | 5.80% |
Available Guarantee Periods
Rates are based on current simulation settings with premium amount $100,000.00
| $10,000.00 - $1,000,000.00 | 5.68% |
| Features | |
| Maximum Issue Age | 90 years |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
- Life Income Only: Payments for the rest of your life, stopping upon death
- Period Certain: Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
- Life with Period Certain: Lifetime payments with a minimum guaranteed period
- Joint Life: Payments continue for both you and your spouse's lifetimes
- Systematic Withdrawal: Regular withdrawals of a specified amount or percentage
