Atlantic Coast Life – Safe Haven™ (3-, 5-, 6-, 7-, 10-, 20-Year Terms)
About this product
The Atlantic Coast Life Safe Haven™ is a single-premium Multi-Year Guaranteed Annuity (MYGA) that combines tax-deferred growth, full principal protection, and flexible liquidity options. Designed for individuals seeking predictable accumulation and secure returns, Safe Haven™ offers guaranteed interest rate periods of 3, 5, 6, 7, 10, or 20 years, ensuring stability and growth over both short- and long-term horizons.
Issued by Atlantic Coast Life Insurance Company, the product allows penalty-free annual withdrawals, as well as optional waivers for nursing home confinement or terminal illness. This MYGA also features a Market Value Adjustment (MVA) provision, which can adjust surrender values upward or downward based on market conditions.
Available Rates
Rates are based on current simulation settings with premium amount $100,000.00
| 3 Years | 4.78% |
| 5 Years | 5.90% |
| 6 Years | 5.87% |
| 7 Years | 5.89% |
| 10 Years | 5.90% |
| 20 Years | 5.90% |
Available Guarantee Periods
Rates are based on current simulation settings with premium amount $100,000.00
| $10,000.00 - $1,000,000.00 | 4.78% |
| Features | |
| Maximum Issue Age | 90 years |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
- Life Income Only: Payments for the rest of your life, stopping upon death
- Period Certain: Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
- Life with Period Certain: Lifetime payments with a minimum guaranteed period
- Joint Life: Payments continue for both you and your spouse's lifetimes
- Systematic Withdrawal: Regular withdrawals of a specified amount or percentage