American National Life Insurance Company
American National Palladium MYGA
About this product
The American National Palladium Multi-Year Guaranteed Annuity (MYGA) is designed for conservative investors seeking a stable, tax-deferred, guaranteed return over a set period. In addition to fixed-rate guarantees, it offers nursing home and terminal illness benefits, allowing for flexible withdrawals in case of unexpected healthcare expenses.
Available Rates
Rates are based on current simulation settings with premium amount $100,000.00
| 3 Years | 4.55% |
| 5 Years | 5.20% |
| 6 Years | 4.60% |
| 7 Years | 5.25% |
| 8 Years | 4.90% |
| 9 Years | 4.90% |
| 10 Years | 4.90% |
Available Guarantee Periods
Rates are based on current simulation settings with premium amount $100,000.00
| $5,000.00 - $99,999.00 | 4.45% |
| $100,000.00 - $249,999.00 | 4.55% |
| $250,000.00 - $1,000,000.00 | 4.7% |
| Features | |
| Maximum Issue Age | 90 years |
Lifetime Income Details
Payout Options
Income Calculation
- Total Growth at Payout Age
- $0.00
- Current Age
- 45
- Payout Age
- 65
- Expected Lifetime (years)
- 35
- Payout Option
- Annuitization
- Annual Lifetime Income
- $0.00
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
- Life Income Only: Payments for the rest of your life, stopping upon death
- Period Certain: Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
- Life with Period Certain: Lifetime payments with a minimum guaranteed period
- Joint Life: Payments continue for both you and your spouse's lifetimes
- Systematic Withdrawal: Regular withdrawals of a specified amount or percentage